Credit billing and Pay-As-You-Go
— on one platform

Give residents the billing model that fits them, without running two systems.

Zero Friction runs credit billing and Pay-As-You-Go prepayment side by side. Set a default per scheme, override it per resident, and switch a resident between models without losing billing history or double-charging debt.

*mockups

One scheme, two billing methods

Configure how each scheme bills by default — and let individual residents run on the other model where it fits better:

Default billing method per scheme

Override to credit or prepayment per resident

Prepayment-eligible products filtered automatically at move-in

Clean switching,
no double-charging

When a resident's circumstances change, moving between models doesn't mean losing history:

Closing statement produced before any switch

Outstanding balance or debt carried across automatically

Full billing history retained in one customer view

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Two models, one platform

No separate system for prepayment customers. Credit billing and PAYG run in the same backend, with the same operator view, reporting, and customer records.

Invoices or statements — automatically

Credit residents get invoices; PAYG residents get statements. Zero Friction produces the right document type automatically, based on each resident's billing method.

Switch models without friction

A resident moving from credit to prepayment (or back) triggers a closing statement first, then carries balance or debt across cleanly — no manual reconciliation needed.

Built-in resident protections

Prepayment residents keep emergency and friendly credit; credit residents keep standard reminders and payment plans. Every safeguard applies automatically, per model.

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Ready to run both billing models?

See how credit billing and Pay-As-You-Go work
together on one platform.

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